Patient Financing | Tewksbury Dental Associates | Insurance Andover


1438 Main Street Tewksbury MA 01876
Dental Care
Dental Care
Dental Care

Financial Guidelines

Financial Policy

Our primary mission is to deliver the best and most comprehensive care available. An important part of the mission is making the cost of optimal care as easy and manageable for our patients by offering several payment options.

Payment Options:

  • Cash
  • Check
  • Mastercard, Visa, Discover, CareCredit

Payment in full is expected at the time of service.

If you are in need of an extended payment option, we have partnered with CareCredit who offers monthly payment plans from 6-60 months for those who are eligible.

Dental Insurance

As a courtesy to you, we are happy to work with your carrier to maximize your benefit and directly bill them for reimbursement for your treatment.  We estimate your portion based on the most up-to-date information we have, but it is only an estimate. Your estimated portion is due on the treatment date. When the final payment is received from your insurance company we will reconcile your account and bill or refund any difference.

It is important that you recognize that the insurance you have is a legal contract between your employer and your insurance company. Our office is not part of that contract. Ultimately, you are responsible for all charges incurred in our office.

No insurance? Join our membership plan!


For treatment plans of $5000 or more, a 10% deposit is required to secure your initial treatment appointment. This deposit will be applied toward the cost of treatment.

Other Fees

Tewksbury Dental Associates charges $25 for checks returned due to insufficient balance.

A fee of $50 per half hour of appointment time is charged to patients who miss or cancel without 48 hour notice.

Any remaining unexpected balances are due and payable in full upon written notice. Late charges will be applied to balances not paid within 30 days of notice.

If you have any questions, please do not hesitate to ask.  We are here to help you get the care you want or need.

CareCredit healthcare credit card for dental health

Apply Now

There is an easier way to pay for your dental care. We’re pleased to accept the CareCredit credit card, North America’s leading patient healthcare financing program. CareCredit lets you begin your procedure immediately — then pay for it over time with monthly payments that fit easily into your monthly budget.

Payment Calculator

Your healthcare credit card

CareCredit is the credit card exclusively designed for healthcare services. CareCredit offers special financing on purchase of $200 or more* for healthcare procedures not commonly covered by insurance.

*Subject to credit approval. Minimum monthly payments required. Visit for details.

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