Use It or Lose It: Don’t Forget to Use Your 2022 Dental Benefit Dollars!
It is hard to believe that 2022 is winding down already, and the end of the year is just around the corner! Between getting the kids back to school and the approaching holidays, it can be easy to forget about making sure you have used ALL of your insurance benefit dollars. With so much else on your mind during this busy part of the year, ensuring you have taken full advantage of your remaining benefits may have slipped your mind.
Schedule Treatment NOW to Utilize Remaining 2022 Benefits
We can help you wisely spend your dental insurance dollars for 2022 before the end of the year. Your remaining balance may provide coverage for a variety of treatments including:
- Preventive care and fluoride treatments
- Root Canals
- Oral surgeries, including implants
- Orthodontic Invisalign treatment
- Periodontal care for gum disease
Our patient care experts can help you find out how much money you have left, and get you scheduled to begin, or complete recommended treatment before the year ends. You may want to catch up on that missed hygiene appointment, or move forward with that same-day crown, or periodontal care in your treatment plan.
Create a Pre-Tax Flexible Savings Account for Dental Care Next Year
As you are evaluating your dental and health benefits package for next year keep in mind the option of starting an FSA as well in 2023 if it is offered. A flexible spending account, or FSA for short, is a tax-advantaged financial account into which you can designate money, tax-free, to be used specifically for health care expenses. Typically, your employer provides an FSA option with your health care benefits package and your designated FSA contribution is deducted from your paycheck throughout the year.
Because the FSA savings are pre-tax benefits, using your pre-tax FSA dollars to pay for dental costs means you are essentially saving 30-40% over the cost of paying out-of-pocket with post-tax earnings. FSAs often cover elective procedures like teeth whitening, mouth guards, and anti-snoring devices. As you can use as much or as little of your FSA at any time over the year or you can even plan to offset the cost of a major dental procedure with your FSA savings.
TDA Membership Plan Options for You and Your Family
Also keep in mind that we offer customized, in-house, dental care membership plans that cover the annual dental care you need at a cost savings; a discount is also offered on dental treatment with us. Our plan options include one for adults, one for children, and one for periodontal patients.
If you have unused insurance dollars, plan to use them now so you don’t lose them at the end of the year. Using those dollars to complete dental care is a great way to both ensure the health of your smile and maximize your investment in your insurance coverage. Contact our office today to schedule your pre-2023 dental care!